Is COVID-19 Testing Expensive for Me?

Right now, the U.S. has the largest number of COVID-19 positive patients all over the world. The number has reached a whopping 3.5 million cases. It means that a massive chunk of the population experienced an infection and many others may have symptoms of the virus.

For this reason, COVID-19 testing is on the rise in the nation. There are testing facilities within major hospitals and urgent care centers. People are getting themselves tested for the virus, but they are not certain if they will receive coverage for the test. That’s because they assume the test is expensive. 

However, the Government passed the C.A.R.E.S Act which currently provides free and accessible COVID-19 testing for most patients. A patient on private insurance also has coverage for COVID-19 testing while those on Medicaid and public insurance also have the same benefit. But a handful of insurance plans may not have the benefit directly.

The C.A.R.E.S Act and Cost of COVID Testing

The USA is going through some tough times due to the pandemic. The economic structure of the country is trembling, and millions of people have signed up for unemployment benefits. The country’s people are already worried about their medical allowances. Since the U.S. began its bout with the novel coronavirus, things are getting worse for the country’s economy. 

Nonetheless, pressure from citizens has convinced the government to agree that it is not fair to ask people to pay for their own COVID-19 testing in the midst of a global pandemic. For this reason, the government is asking financial bodies, self-funded plans, and private insurance companies to cover COVID-19 testing and accommodate FDA-approved services. 

However, only people with long-term policies will receive coverage. People with short-term insurance plans might need to pay for the tests themselves. These plans will be highly deductible.

Nevertheless, you need to contact your nearest urgent care center for more details. They will guide you through all the details. They will tell you how you can access all the necessary facilities, along with other details you need.

The great thing about the service is that it is entirely free of cost. The care center will also inform you how to deal with your mild symptoms. 

The COVID-19 test is entirely free for you if you have a long-term insurance plan that is private or Medicaid-sponsored. If you do not have it, you can contact your nearest urgent care center to ask them if you can get a discount on the COVID-19 test.